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比较房屋净值 贷款

回来 to all home equity loans

  房屋净值 Line of Credit 房屋净值贷款 家居改善贷款 - Unsecured 家居改善贷款 - Secured
  马上申请 马上申请 马上申请 马上申请
它是什么

Borrow funds using the equity in your home

Borrow funds using the equity in your home

 Borrow money without using collateral Borrow money by pledging an asset (your home) as collateral
关键好处

Lowest home equity rate

Fixed monthly payments

容易获得资金

Can be easier to get if you need to rebuild credit

获得更大的资金
一个不错的选择，如果你

Want flexibility to draw funds only when needed

Want money up front in a lump sum single payout

Want predictable monthly payments that stay the same

Need funds specifically for a home improvement project

Have a high credit rating

You need funds specifically for a home improvement project

Have lower equity in your home
可以用来做什么?

意想不到的突发事件

家里的改进

一辆新车 

学费

那个大假期

第二个家

医疗费用

债务合并

意想不到的突发事件

家里的改进

一辆新车 

学费

那个大假期

第二个家

医疗费用

债务合并

家里的改进

家里的改进
4月

Intro 4月 for 6 months: As low as 5.99%

Variable 4月 after 6-month intro period: As low as 8.50%1

10年固定:8.777%2

15年固定:8.977%2

Fixed rate, terms vary: 9.34%

10年固定:9.28%

15年固定:9.98%
关闭成本 没有一个 Typically between $538 to $641 $140处理费 Typically between $500 to $1,200
No Prepayment Penalties
无年费
可用的数量 Up to 100% of the value of your home Up to 100% of the value of your home 最高25,000元 Up to $250,000 (up to 133% of current value of your home)
  马上申请 马上申请 马上申请 马上申请
Add a 房屋净值贷款
改变贷款

查看房屋净值条款

Need help choosing the right home equity loan?

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  1. 1 利率 are based on an evaluation of credit history, combined loan-to-value ratio, 贷款期限, 和入住率, so your rate may differ. Not all applicants will qualify for the displayed lowest rates. 期限为25年, consisting of a 10-year draw period with interest-only payments followed by a 15-year repayment period with principal plus interest, which may increase your monthly payments. The Introductory Annual Percentage Rate (4月) of 5.99% is for new 房屋净值 Lines of Credit only and is for the first six months. HELOC修改, renewals and increases that utilize the same property are not considered new and are not eligible for the introductory rate. To receive the Introductory rate, 至少10美元的奖金,000 must be made within 30 days of account opening. After the introductory rate expires, balances will be charged at the variable 4月 based upon the Prime rate as published in The Wall Street Journal plus a margin. The 4月 will never be lower than 3.75%或高于18%. 规定的费率, 截至3月25日, 2024, applies to borrowers with credit scores of 730 or greater, CLTV 80%或更低, and owner-occupied single-family residences. 利记app官网 will conditionally waive the following 关闭成本 associated with your home equity line of credit: flood certification, title search or title abstract, 信用报告, 记录的费用, 一个简单的估值. You may be required to pay other costs such as taxes, and when required, appraisal fees. 然而, if you close your home equity line of credit within 36 months after it is opened, you will be required to pay an Early Closure Fee to the amount of the 关闭成本 originally waived. These costs vary by state and property type. 利记app官网 reserves the right to modify or end this offer at any time. Additional terms and conditions may apply. Subject to credit approval. 利记app官网 Membership Required.
  2. 2 支付 shown do not include taxes and insurance premiums. 利率 are based on an evaluation of credit history, combined loan-to-value ratio, 贷款期限, 和入住率, so your rate may differ. Not all applicants will qualify for the displayed lowest rates. Annual Percentage 利率 (4月), 3月1日生效, 2024, and example monthly payments are calculated using loan amounts of $50,000, a credit score of 730 or greater and combined loan-to-value of 80% for a single-family residence and estimated closing costs of $622.00 for the 10-year and $502.15年的期限是100美元. A loan origination fee of $375 and a title search fee will apply. Additional state or local mortgage fees or taxes may apply. Please consult your tax advisor regarding the deductibility of interest. Programs, rates, terms, and conditions are subject to change without notice.